NC Upset Bid Calculator

Calculate the minimum upset bid amount and timeline for North Carolina tax foreclosure properties

Calculate Upset Bid

Enter the current high bid and sale date to calculate upset bid requirements

Current High Bid ($)

Sale Date (or Last Upset Bid Date)

How NC Upset Bid Process Works

Property Sells at Auction

Initial sale occurs, establishing the first high bid. The 10-day upset period begins.

Upset Bid Submitted

Another buyer submits an upset bid (5% or $750 higher) within 10 days. The clock resets.

Process Repeats

Each new upset bid restarts the 10-day window. This continues until no bids are received for 10 consecutive days.

Court Confirmation

After the upset period ends, the final high bidder's purchase must be confirmed by the court.

Next Steps After You Calculate the Bid

The calculator gives you the minimum qualifying bid. It does not replace the rest of your underwriting.

After you calculate the next bid, verify the county filing process, confirm the deadline with the Clerk of Court, and review whether the property still works at that price after repairs and holding costs.

The strongest workflow is to pair this calculator with the due diligence checklist, deal worksheet, and county research pages so you understand both the numbers and the local process.

Due Diligence Checklist Deal Worksheet County Research Hub

⚠️ Disclaimer: This calculator provides estimates based on NC General Statutes. Actual requirements may vary by county. Always verify specific rules, deadlines, and deposit requirements with the Clerk of Superior Court in the county where the property is located. This tool does not constitute legal or financial advice. Consult with qualified professionals before submitting an upset bid.

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